Apple Pay is an easy and secure way to pay, allowing you to make secure transactions in stores, apps and online.
Enjoy all the benefits of your with Apple Pay on your everyday devices.
It’s easy and safe to use
Use Apple Pay in countless locations: in shops, apps and online
Make purchases above the £100 limit
• Your card and personal information always remain private.
• Your number isn’t stored on your device or on Apple servers.
• Your number is never shared with the person or retailer you’re paying – a unique, encrypted account number is used instead.
• Your payment information is protected with multiple layers of security.
• In addition, payments need to be authorised with Face ID or Touch ID when paying in-store or in-app.
• However you choose to pay, we take fraud protection very seriously.
• We look for any unusual activity and take steps to protect your account.
• View your Apple Pay transactions in the card app, and see the last ten transactions made on your device in the Apple Wallet app.
Add your to Apple Pay in your card app.
Open your card app
Click ‘Add to Apple Wallet’ in your ‘My Card’ tab (in the navigation bar)
Enjoy using Apple Pay
Alternatively, add your directly from your Wallet app on your Apple device.
Open the Wallet app
Tap the plus sign in the top right corner of the screen then follow the instructions to add your card to your wallet
Enjoy using Apple Pay
You can use Apple Pay anywhere you see one of these symbols
Face ID
Double-click the side button, glance at your screen, then hold your iPhone near the reader.
Touch ID
Hold your iPhone near the reader with your finger on Touch ID.
Apple Watch
Double-click the side button and hold Apple Watch up to the reader.
Set your as your default payment card.
Open the Wallet app, tap and drag your to the front of the stack and release.
You can add up to 12 cards to Apple Pay on your iPhone.
Paying for journeys on supported public transport networks is easier with Express Mode for Apple Pay.
With Express Mode, you won’t need to authenticate your payment with Face ID or Touch ID.
Set up an Express Transit card with Apple Pay
Open ‘Settings’ on your iPhone. Tap ‘Wallet & Apple Pay’
Select ‘Express Travel Card’ and choose your
When travelling on public transport, just tap your iPhone or Apple Watch on the card reader and go.
Availability varies between providers, so it’s best to check if your local public transport network supports Express Mode before travelling. Remember to always use the same device to tap in and out of your journey, otherwise you could be charged the maximum fare.
For Apple Watch, open the Apple Watch app on your iPhone and select ‘Wallet & Apple Pay’, then tap ‘Add Card’.
On iPad, go to Settings, open ‘Wallet & Apple Pay’ and select ‘Add Card’.
On MacBook Pro with Touch ID, go to System Preferences, select ‘Wallet & Apple Pay’, then tap the ‘+’ sign to add your card.
A full list of Apple Pay compatible devices can be found at: https://support.apple.com/en-us/HT208531
Open your Wallet app and drag the card to the front.
Apple Pay does not send your real card number to the merchant, instead a unique code is assigned. Your details are not stored on your device because when you pay using Apple Pay the data is encrypted. Every payment you make requires Face ID, Touch ID or a passcode for added security.
No, if you have gone overlimit or miss a payment your card will not work on Apple Pay.
If your phone has been lost or stolen, or compromised in any other way, you will need to call our Contact Centre on 0333 220 2503 immediately to disable your card in Apple Pay. You can use Find My iPhone to set your device in ‘Lost Mode’ via the following link: https://www.icloud.com/find. You can then secure it with a new password, or erase your personal data.
If your card has been blocked because it was reported lost or stolen, then you will not be able to use it in your digital wallet.
Apple Pay can be used anywhere you see the Apple Pay or Contactless icons around the world.